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Contractors in Ohio - We love em!

New startups,  Seasoned professionals,
Offering a unique and affordable coverage. 
Also offering Faulty Workmanship coverage.
Big Discount for prior insurance. 
New Residential & Commercial Artisans.
General Liability & Property Damage
Bonds
Auto Coverage
Builders Risk
Tools & Equipment Coverage
Multi policy discounts
AC, Carpentry, Conduit / cable/ wire
Driveway/sidewalk paving, Drywall, Electrical,
Excavation, Fence, Floor covering, Masonry, Metal
Plumbing, water main construction.
Most have at least 2 years varifiable experience

Just let us know.  

740-992-6677   114court@myinsplus.com 
          www.insurance-plus.com


Ineligible Risks
  • Risks with less than two years experience in the applicants trade.
  • Risks with operations not specifically listed on program classification & rate schedule.
  • Contractors acting in the capacity of a general contractor on new construction, as a builder, project manager or developer.
  • Risks which engage in Maritime operations. . Risks which sponsor sporting or social events.
  • Risks engaging in the renting or leasing of equipment to others.
  • Risks engaging in the selling or manufacturing of products sold under the applicant's name.
  • New residential construction of condominiums; townhouses; or "tract housing developments" in which more than 10 houses or dwelling units have been built or are in any stage of development, planning, or construction.
  • Construction management for a fee.
  • Exterior work exceeding three (3) stories in height.
  • Public street, road or highway work.
  • Power line construction, burglar or fire alarm system, electrical machinery or auxiliary apparatus work. (Residential alarm pre-wiring ok with no hook up or monitoring)
  • Liquefied petroleum gas (LPG) equipment sales or work. (incidental work ok).
  • Spraying, tree trimming, tree removal or tree pruning.
  • Painting of tanks.
  • Fire sprinkler installation or service.
  • No sign erection. No sign painting over 2 stories.
  • Swimming pool installation, service or repair.
  • Removal of any asbestos.
  • Roofers
  • Risks with OCP (subcontractor) costs greater than $200,000 or more than 50% of annual gross receipts.
  • Risks with (in the last 4 years) more than $20,000 incurred losses (including expenses) or more than 2 claims. Construction defect claims please refer to Underwriter.
  • Risks involved in water damage, fire damage, or mold damage repair or remediation as the General Contractor. 

 

Limits
  • 300,000/300,000/300,000
  • 500,000/500,000/500,000
  • 500,000/1,000,000/1,000,000
  • 1,000,000/1,000,000/1,000,000
  • 1,000,000/2,000,000/1,000,000
  • 1,000,000/2,000,000/2,000,000
Artisan contractors who perform new construction in tract home subdivisions of up to 10 homes are acceptable! A tract development is defined as - a project or premise in which multiple architecturally identical, nearly-identical, or similar homes are built.

Contractors performing 100% service and repair work for residential and commercial projects are given special consideration in the program. Additionally, we accept small remodeling general contractors, including those who complete room additions.
     
  •  
    General Liability Limit Minimum Premium
    Occurrence GL form (CG 00 01) $325 to $750 (varies by state)
    Occurrence form with Manifestation Provision $400 to $650 (varies by state)
 

 

Posted 10:16 AM

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