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Insurance Plus Agencies Inc. Blog: 10_2013

View the latest blog posts from Insurance Plus Agencies Inc..

Ask Your Insurance Agent about Reducing Your Flood Insurance Costs. Mandatory Insurance is a federal lending policy… Congress mandated federally regulated or insured lenders to require flood insurance on properties that are located in areas at high risk of flooding. Residents of High-Risk Areas READ MORE >>

States Going After Employers Who Misclassify Workers as Independent Contractors  By Jim Efstathiou Jr When construction slowed during the recession, some companies hired workers and wrongly designated them as independent contractors to avoid paying insurance, taxes, fair wages and overtime. READ MORE >>

How the Average Investor Can Beat Billion-Dollar Hedge Funds By John Maxfield  | Save For Later October 10, 2013 | Comments (2) Source: Wikimedia Commons. When large countries go to war against countries that are many times smaller than them, it seems obvious that the larger nation would almost always win -- but that's not the case. READ MORE >>

Work Smarter Not Harder # 353 Tip of the Week #353 iPhone & iPad Shortcuts  Here are a few helpful shortcuts you can use on your iPhone and iPad to work a bit smarter. 1. Skip the periods.  When you are done typing a sentence, double-tap the space bar on the keyboard and it will automatically insert a dot (or period) followed by a space. READ MORE >>

5 Examples of People Being Completely Irrational With Money By Morgan Housel Quick question. A baseball and a bat cost $1.10 in total. The bat costs $1 more than the ball. How much does the ball cost? Quick! Answer! You probably said $0.10 cents. And you're wrong. The correct answer is $0.05. READ MORE >>

Defective Drywall: Chinese Maker Questions Ruling By Michael Kunzelman | October 11, 2013 A Chinese drywall manufacturer asked a federal appeals court on Oct. 9 to overturn a judge’s ruling that U.S. courts have jurisdiction over claims that its defective product wrecked thousands of homes. READ MORE >>

100 Christmas Candles   Born the year after the Titanic sank, Eli Washington—beloved favorite son of HogWash, West Virginia—turns 100 years old this Christmas, and nearly all 301 town residents stop by Miss Ruby's soup kitchen to wish him Happy Birthday and Merry Christmas. READ MORE >>

Top 10 Investing Scams Someone's always ready to empty the pockets of the investor who's overly eager for outsized returns. Here are some of the most prevalent schemes as published by www.bankrate.com. “Ponzi scammers top the list of scam artists taking return-hungry investors to the cleaners, according to the READ MORE >>

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