​Are you planning to build a garage onto your home? You may be thinking about the differences in an attached and detached garage.

It may be a good idea to speak to your home insurance agent about the difference. Various factors impact the cost related to each type of garage. You should know what to expect before you invest here.

​After a car accident, one of the first things you should do is call your auto insurance provider. Your agent is your go-to solution. They will work with you, the police, and the appraiser to ensure repairs happen quickly. Consider for yourself some of the benefits of their service.

It is important for you to follow the guidance your agent provides. There may be specific shops to visit for repairs trusted by the insurer. The process does not have to take long. However, it has to be complete.

As you shop, a driver sideswipes your vehicle in the parking lot. They leave. What are your options? Private property damage is not uncommon. It can occur at your home, in a parking lot, or just about any other location. The police may be able to help. Your auto insurance agent can help you, too, depending on the type of insurance you have.​

​If you cause an accident, meaning it’s your fault, you can probably understand that your car insurance rates should go up. But what if the other driver was 100% at-fault? Even then, it's still possible to see a rate increase. The reason is that it might have been possible for you to avoid the accident.

​One of the things that can influence the availability and cost of auto insurance is your history of maintaining a policy. If you have car insurance on a consistent basis, chances are good you are a responsible driver. If your past isn’t so smooth, though, you could face difficulty getting a new plan. Why does this matter? Here’s how it could be influencing your costs.

​Vacations are a time to unwind and not have to worry about what’s happening at home. Yet, this is likely your largest asset. You need to consider what you can do to reduce the risk of having to file a home insurance claim when you get back. A few simple things can help to make your home a bit safer while you are not there to monitor it. Here’s where to start.

​Rust can be very damaging to vehicles. It is not uncommon, even today with new technology built into vehicles. If you have a vehicle with rust damage, it’s best to have it repaired. Not doing so could mean the value of the car might drop. You might also face safety risks behind the wheel. Will your auto insurance help cover the costs? The most common answer is no. Here’s why.

​Most people buy a car based on the way it can work for their needs. You want a car that’s reliable, safe, and fully featured. Yet, you also have to factor in the cost of auto insurance. If you do not, you may get a surprise later to learn the policy is just too expensive for you. To avoid this type of situation, consider what features can help you save on auto insurance. Do this while buying your next car. Here is where to start.

​A storm comes through the area causing damage to your car. Your laptop is sitting on the seat of the car and also suffers damage. Will your auto insurance policy cover any of your losses? That depends on the type of insurance you have. And, there are a few important limits you should know about here. Here is more insight to keep in mind.

​It’s easy to talk about why you have to have car insurance. It may be a requirement in the state you live in. Yet, it’s a very good investment for yourself and your family, too. There are numerous benefits of having a policy that offers complete protection to you. Here are a few key examples of when auto insurance benefits you.