A friend borrows your vehicle. That person causes an accident. He or she damages your car. And, there is damage to another person’s car, too. Who covers the losses?

In a situation like this, it can seem very worrisome to you, but most often, car insurance covers the vehicle. That is, your car insurance remains in place even when someone else drives the car. Here is what you need to know.

​The foundation of your home is a critical component. Everything builds up from it. A small crack or area of damage could mean the entire structure is at risk. Yet, foundation problems can also be expensive to fix. Will your home insurance help cover your losses?

The answer depends on a number of factors. What causes the damage is the most important element. Here’s why.

​Much has been written about the millennial generation and insurance, so let’s cut to the chase.

The most obvious differentiator between millennials and previous generations is technology.

Most millennials are fluent in technology and the internet. They are comfortable with using it to their advantage. They treat it as a resource to aid themselves whenever and wherever they want. Entertainment? Check. Help? Check. Insurance? Check.

Millennial buying power is estimated at $200 billion. Want to tap into that market? Luckily, your agency likely doesn’t have to make drastic changes to capture more millennials. Simply consider what millennials want from their insurance agency.