Bill Quickel's - Insurance Plus Agencies Inc. Blog
You have car insurance to provide protection of your vehicle and liability risks you face. Liability covers losses you are responsible for that impact other people. However, there are limits to when this insurance applies. Could auto insurance help cover lawn damage? There are a few things to consider here.
Protecting your home is always important. Many people do not think much about theft. In some areas, it seems okay to leave the doors unlocked at night. Yet, theft is a constant problem even in the best neighborhoods. It is one of the most common claims against home insurance policies, too. For those who want to improve home safety, it’s possible. Take a look at this checklist.
A friend borrows your vehicle. That person causes an accident. He or she damages your car. And, there is damage to another person’s car, too. Who covers the losses?
In a situation like this, it can seem very worrisome to you, but most often, car insurance covers the vehicle. That is, your car insurance remains in place even when someone else drives the car. Here is what you need to know.
The foundation of your home is a critical component. Everything builds up from it. A small crack or area of damage could mean the entire structure is at risk. Yet, foundation problems can also be expensive to fix. Will your home insurance help cover your losses?
The answer depends on a number of factors. What causes the damage is the most important element. Here’s why.
Much has been written about the millennial generation and insurance, so let’s cut to the chase.
The most obvious differentiator between millennials and previous generations is technology.
Most millennials are fluent in technology and the internet. They are comfortable with using it to their advantage. They treat it as a resource to aid themselves whenever and wherever they want. Entertainment? Check. Help? Check. Insurance? Check.
Millennial buying power is estimated at $200 billion. Want to tap into that market? Luckily, your agency likely doesn’t have to make drastic changes to capture more millennials. Simply consider what millennials want from their insurance agency.
There is a common misconception that carrying a balance on your credit card from month to month can benefit your credit scores, but that is not true. Ideally, you should pay off your credit card in full every month.
Carrying a balance will not help your credit scores. All it will do is cost you money in the form of interest, and probably hurt your scores in the process.
When an accident occurs, do the right thing. Report it. Call the police to get an official statement over what happened on record. Be sure to file a police report. Then, call your auto insurance agent. The fact is, if you do not report it, chances are they will learn about it anyway. Don’t make the mistake of thinking your car insurance company will not know. Do you know what the consequences could be?
Starting a new business means fantastic new opportunities. For many people who love pets, providing pet sitting and grooming services is a great way to build a business. But, what type of business insurance do startup pet groomers and pet sitters need?
Having proper business insurance is essential. It can help keep your business on track. It also minimizes financial loss to you.
Are you responsible for another person’s injuries if they happen on your property? Initially, you may believe the answer is yes. But, there are some limitations. If a trespasser enters your property, you still have some responsibility for providing a safe space. However, when your home insurance pays out depends on a variety of factors. Here is what you need to know.
Most of the time, homeowner's insurance pays to repair or rebuild a damaged home so its owners can continue to live there as they did before the loss occurred. Sometimes, though, you may prefer to take the insurance money and move somewhere else instead of rebuilding. Several factors determine whether this is possible and how much money you receive.