Bill Quickel's - Insurance Plus Agencies Inc. Blog
Every parent worries about his or her child hitting the road. There’s good reason to do so. Distracted driving is something more teens than ever have to manage. Though there’s always been the risk of someone not paying attention, accidents happen more frequently now than before. What can you do to help your child? Aside from having quality auto insurance, there are several things you can do.
Someone comes to your home to enjoy a meal and some good friendship. You share a few drinks. That person leaves gets behind the wheel of the car and causes damage to another person’s property as a result of the alcohol. Intoxication like this can be deadly. In some cases, you, as the person providing those drinks, may be at some level responsible for the losses. Here is what you need to know before you hold your next party with alcohol. Take a closer look.
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Many small business owners wonder when they should review their insurance coverage. The truth is that if it has been a while since you’ve reviewed your business insurance, it might be time to make changes. A review is a great opportunity to determine whether your policy meets your current needs. It might help you decide if your level of coverage requires an adjustment. Here are a few times when scheduling a review with your agent is important.
When you have a home with special features and adaptions, it becomes essential to consider how this impacts your home’s value. It can also impact your home insurance needs. For those who have a loved one living with a disability or unique needs, it is important to consider the value of added features to your home. Your basic home insurance policy should provide ample protection. However, it will only do so if it offers enough overall protection. Here are a few things to consider.
Turning 18 means you are officially an adult. Now, you’re responsible for all of your own life choices and decisions. You may already be driving. You may own a car, or you are planning to purchase one. Your goal should always be to have a policy that matches your life and your needs. Now that you are a bit older, there are a few things to update with your auto insurance agent. Here’s where to focus now.
When a fire, storm, or act of vandalism damages your home, you want to get it fixed as soon as possible. Home insurance may provide you with the financial means to pay for these types of repairs. However, you shouldn’t rush into choosing a contractor for the job. Doing so could cause you financial loss in the long term. Instead, follow these tips for choosing a contractor to help you with the process.
Each state sets laws determining who handles paying for an accident after it occurs. When two parties collide, determining fault is not always the goal. In some states, each person’s insurance pays for the losses. How does this work? Are you in a no-fault or at-fault state? Here is a breakdown of what this means to you.
When a storm comes through any community, it can cause damage to property in a matter of minutes. Many times, the damage comes in the form of structural losses, such as the roof blowing off the property. Other times, it creates risks that go further, such as leaks that can cause you to lose the inventory in your business. Will your business insurance cover this type of risk? The answer to that may depend on several key factors.
A small leak is all it takes. Within a short amount of time, the insulation in a roof can develop mold. The interior of the roof may have structural deficiencies as a result. When a situation like this occurs, it becomes essential to find a solution. Home insurance may not cover this type of damage. It applies only in some situations. When could home insurance help you?