Bill Quickel's - Insurance Plus Agencies Inc. Blog
A bird may seem like a small, simple animal. However, it can cause damage to your assets including your car. If you have bird-related damage to your car, your auto insurance policy may cover it. Whether you have coverage depends on many factors. Among them is what type of coverage you have. Take a closer look at when you may be able to file a claim for bird damage with your car insurance.
Whiplash is a painful, debilitating condition that occurs as a result of rapid back and forth movement of the head. A rear-ending car crash is a common instance in which whiplash occurs. If it happens to you, you may begin to feel pain a day or so after. What should you do if you develop this condition? Will auto insurance pay for it?
A smart home is one that provides information and communicates with you no matter where you are. These are growing in popularity today. A wide range of versions are available. Each one seems to do something unique. If you are thinking about the investment in a smart home system of any type, it helps to know what the benefits are. In some cases, they can reduce theft risks and, as a result, lower home insurance costs.
Ring® is one of the more well-known doorbell cameras. This device aims to provide you with a video feed outside your front door. Some provide real-time video. Others offer photos whenever someone presses your doorbell. What should you know if you plan to buy one?
In all situations, this type of smart home feature can offer benefits to your property. They work somewhat like a limited security system. How does this apply to home insurance?
Will home insurance replace a home if destroyed? This is a common question many people ask. Most people believe that, if they lose their home, having home insurance means the insurer rebuilds the property. That is not always the case. In many situations, this depends on what happens, the type of insurance you have, and the value of the home. Your home insurance company wants to help you when this occurs. Yet, whether they can depends on a number of variables. Here is what every property owner needs to know.
You visit a location, park your car, and go in. Do you think twice about the area or whether your car is safe? In some situations, parking lots can create a significant risk for a vehicle. No one is around. If an accident occurs, you may face damages you have to pay out of your pocket. Or, perhaps, you may have to file an auto insurance claim. To avoid this, choose the right parking lot and be sure to park safely. How do you do that?
Protecting your home is always important. Many people do not think much about theft. In some areas, it seems okay to leave the doors unlocked at night. Yet, theft is a constant problem even in the best neighborhoods. It is one of the most common claims against home insurance policies, too. For those who want to improve home safety, it’s possible. Take a look at this checklist.
When an accident occurs, do the right thing. Report it. Call the police to get an official statement over what happened on record. Be sure to file a police report. Then, call your auto insurance agent. The fact is, if you do not report it, chances are they will learn about it anyway. Don’t make the mistake of thinking your car insurance company will not know. Do you know what the consequences could be?
Your parents are getting older. You worry they may not be as skilled behind the wheel like they used to be. In situations like this, many people want to know what to do. And, how do you know when your senior loved one is no longer safe behind the wheel? Your auto insurance provider needs to know this information as well.
Are you responsible for another person’s injuries if they happen on your property? Initially, you may believe the answer is yes. But, there are some limitations. If a trespasser enters your property, you still have some responsibility for providing a safe space. However, when your home insurance pays out depends on a variety of factors. Here is what you need to know.