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Bill Quickel's - Insurance Plus Agencies Inc. Blog

Will Home Insurance Cover Damages Sustained During A Big Party?

1/22/2020

11 Comments

 
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​Your home insurance policy will probably cover any liability claims owing to a house party. But you're going to need to take a few steps to make sure that your insurer has no reason to deny your claim. Here's what you're going to want to do:

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11 Comments

What Belongings Should I Document For Home Insurance?

1/17/2020

5 Comments

 
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​You need to document your possessions if you want them to be covered under your home insurance policy. But how far should that extend? What needs to be documented?

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5 Comments

How to Choose a Home Insurance Policy for a Vacation Home

1/15/2020

19 Comments

 
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​According to experts, the best investment that one can make is often real estate. This is particularly true when the housing market is thriving. When one invests in the market, there is always the chance of loss. Therefore, many investors choose to buy a second home to rent out to other people or for vacation. If you want to buy a vacation home, you should buy a home insurance policy for it. Here is some information about how to choose a home insurance policy for a vacation home.

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19 Comments

Three Mistakes To Avoid When Buying Auto Insurance

1/10/2020

72 Comments

 
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​It’s easy to think that buying auto insurance is one of those things that we’ll eventually get the hang of. But the truth is, it can be confusing to even seasoned drivers. Whether you're a brand-new driver, or just want to make sure that you're getting the best insurance you can buy, here are three of the most common mistakes that you'll want to avoid next time you buy a new policy:

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72 Comments

Do You Need Business Insurance To Rent An Office

1/7/2020

5 Comments

 
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​If you're looking to rent an office, you should also look into business insurance. Whether or not you expect to have clients come visit you, it's still a good idea to protect yourself. And your landlord may require it anyway.

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5 Comments

How an Auto Insurance Company Decides If Your Vehicle is a Total Loss or No

12/17/2019

10 Comments

 
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​When you get into an accident that seems relatively minor, you may end up surprised when your insurance company declares your vehicle totaled. Also known as declaring a total loss, this decision relies on different information than you might expect. Understanding the total loss formula will give you some insight into what might happen the next time an accident damages your vehicle.

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10 Comments

If You Own a Car, But Don’t Drive – Do You Need Auto Insurance?

12/12/2019

10 Comments

 
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​Owning a vehicle is a big responsibility. Even if you never take it out onto the road, it tends to be a good decision to maintain proper auto insurance on it. This can help protect your investment. However, the laws on this differ from one state to the next. A vehicle not on the road may not legally have to have coverage. But, what should you do?

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10 Comments

Life Insurance for the Living

12/4/2019

2 Comments

 
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​When most people think of life insurance they think of the end of life needs. Most people think life insurance is just to cover the cost of estate taxes, paying off debt, replacing income, or mortgage protection which are all valid reasons for life insurance. Life insurance does more than just cover the loss of income or pay off debts when someone dies. If set up correctly; life insurance can care for you in a variety of ways. Agents use what is called a “rider” or insurance clause to add in the right protections for your future. With the right rider life insurance can give you financial protection against cancer or other critical illnesses that may strike later in life. Life insurance can be written to provide income if you become disabled. There is assistance with long term care if written into the life insurance policy as well.

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2 Comments

Home Insurance During Renovations

11/26/2019

104 Comments

 
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​The first step when doing renovations in your home: Get in touch with your home insurance provider. Below, we'll run down the basics of what you need to know, but every insurance provider has their own rules regarding renovations, and the only way to avoid an insurance gap is to make sure that you keep them up to date every step of the way.

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104 Comments

Does An Unoccupied Home Need Insurance?

11/21/2019

5 Comments

 
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​If you find yourself in possession of a house with no occupants, a vacation home, a retirement home or a home that you are planning to rent out someday, you may question whether it's worth buying home insurance to protect it while it is vacant. Here's what you need to know:

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5 Comments
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