Bill Quickel's - Insurance Plus Agencies Inc. Blog
From time to time, auto insurance rates will increase. Most often, this happens due to the cost of living rising. However, many people can save money by asking their insurance agent about savings options. If your prices are on the rise, take these steps to ensure you are paying the least amount necessary. Don’t limit your coverage. Instead, apply these savings tips.
Turning 18 means you are officially an adult. Now, you’re responsible for all of your own life choices and decisions. You may already be driving. You may own a car, or you are planning to purchase one. Your goal should always be to have a policy that matches your life and your needs. Now that you are a bit older, there are a few things to update with your auto insurance agent. Here’s where to focus now.
When a fire, storm, or act of vandalism damages your home, you want to get it fixed as soon as possible. Home insurance may provide you with the financial means to pay for these types of repairs. However, you shouldn’t rush into choosing a contractor for the job. Doing so could cause you financial loss in the long term. Instead, follow these tips for choosing a contractor to help you with the process.
Each state sets laws determining who handles paying for an accident after it occurs. When two parties collide, determining fault is not always the goal. In some states, each person’s insurance pays for the losses. How does this work? Are you in a no-fault or at-fault state? Here is a breakdown of what this means to you.
When a storm comes through any community, it can cause damage to property in a matter of minutes. Many times, the damage comes in the form of structural losses, such as the roof blowing off the property. Other times, it creates risks that go further, such as leaks that can cause you to lose the inventory in your business. Will your business insurance cover this type of risk? The answer to that may depend on several key factors.
A small leak is all it takes. Within a short amount of time, the insulation in a roof can develop mold. The interior of the roof may have structural deficiencies as a result. When a situation like this occurs, it becomes essential to find a solution. Home insurance may not cover this type of damage. It applies only in some situations. When could home insurance help you?
A bird may seem like a small, simple animal. However, it can cause damage to your assets including your car. If you have bird-related damage to your car, your auto insurance policy may cover it. Whether you have coverage depends on many factors. Among them is what type of coverage you have. Take a closer look at when you may be able to file a claim for bird damage with your car insurance.
Whiplash is a painful, debilitating condition that occurs as a result of rapid back and forth movement of the head. A rear-ending car crash is a common instance in which whiplash occurs. If it happens to you, you may begin to feel pain a day or so after. What should you do if you develop this condition? Will auto insurance pay for it?
A smart home is one that provides information and communicates with you no matter where you are. These are growing in popularity today. A wide range of versions are available. Each one seems to do something unique. If you are thinking about the investment in a smart home system of any type, it helps to know what the benefits are. In some cases, they can reduce theft risks and, as a result, lower home insurance costs.
Ring® is one of the more well-known doorbell cameras. This device aims to provide you with a video feed outside your front door. Some provide real-time video. Others offer photos whenever someone presses your doorbell. What should you know if you plan to buy one?
In all situations, this type of smart home feature can offer benefits to your property. They work somewhat like a limited security system. How does this apply to home insurance?