Bill Quickel's - Insurance Plus Agencies Inc. Blog
Protecting your home is always important. Many people do not think much about theft. In some areas, it seems okay to leave the doors unlocked at night. Yet, theft is a constant problem even in the best neighborhoods. It is one of the most common claims against home insurance policies, too. For those who want to improve home safety, it’s possible. Take a look at this checklist.
The foundation of your home is a critical component. Everything builds up from it. A small crack or area of damage could mean the entire structure is at risk. Yet, foundation problems can also be expensive to fix. Will your home insurance help cover your losses?
The answer depends on a number of factors. What causes the damage is the most important element. Here’s why.
Are you responsible for another person’s injuries if they happen on your property? Initially, you may believe the answer is yes. But, there are some limitations. If a trespasser enters your property, you still have some responsibility for providing a safe space. However, when your home insurance pays out depends on a variety of factors. Here is what you need to know.
Meth is a huge problem across the nation, as highlighted by the plethora of methamphetamine-related news stories that flood the Internet every day.
This powerful, illegal substance can affect individuals and families in ways they might never suspect, as homes that were former meth labs are now being made available to the public. So-called “meth houses” may be offered at a steal of a price, but they aren’t necessarily every flipper’s or homeowner’s cup of tea.
Ever since you got your dog, they have been a part of your family. You love your dog and would hate to have anything happen. One of the worst-case scenarios for any dog owner is when your pet attacks or bites someone hard enough to break their skin. According to the Insurance Information Institute dog bites accounted for one third of all homeowners insurance liability claims in the United States. So, could your dog raise your home insurance rates?
How long can an insured wait to file a homeowner’s claim with the insurance company? This question is not asked often, but it can have serious financial consequences if you don’t understand the implications of timely claim reporting.
Most of the time, homeowner's insurance pays to repair or rebuild a damaged home so its owners can continue to live there as they did before the loss occurred. Sometimes, though, you may prefer to take the insurance money and move somewhere else instead of rebuilding. Several factors determine whether this is possible and how much money you receive.