Bill Quickel's - Insurance Plus Agencies Inc. Blog
After a car accident, one of the first things you should do is call your auto insurance provider. Your agent is your go-to solution. They will work with you, the police, and the appraiser to ensure repairs happen quickly. Consider for yourself some of the benefits of their service.
It is important for you to follow the guidance your agent provides. There may be specific shops to visit for repairs trusted by the insurer. The process does not have to take long. However, it has to be complete.
Right After Your Accident
As soon as an accident occurs, stay where you are and call an emergency line, i.e. 911. This should include medical care if you need it.
You also should document what happened with the police department. Get a police report. Gather the insurance and contact information from the other driver. Then, call your car insurance agent. He or she will help you to determine what to do next. This may include towing your car if you cannot drive it. The goal is to ensure your vehicle gets into the shop as soon as possible to determine necessary repairs.
Your appraisal is documentation of what happened and what damage occurred. The insurer will often use a professional to perform this inspection. In some cases, the appraisal company will come to you. Otherwise, some insurance companies now allow individuals to take photos to send in.
Most significant damage requires careful inspection. The appraiser will likely have you bring the vehicle to their location. They will then examine it extensively. They will only look for damage related to the car accident. If your car needs an oil change, for example, this is not a part of your claim.
The appraiser is working with the car insurance company. He or she does not work for you. In short, their job is to determine what type of damage is present. Then, the appraiser will determine how much it will cost to make the vehicle safe again. The value goes to the auto insurance company at this time. The insurer will then determine if it will pay for the repairs. If it decides to total the car, the insurer will instead pay you what the vehicle is worth prior to the accident.
Working with your car insurance provider is important. You want to be sure this company is able to help you get a fair estimate for the amount of work necessary to get your car back on the road.
Blog Post by: ITC
10/14/2019 06:57:21 pm
I didn't know that an appraisal is a documentation of what happened and what damage occurred. My friend just got in a car wreck. We'll have to find auto appraisers.
11/24/2020 12:15:28 pm
It's valuable that you point out that an automobile appraiser can help you determine the lost value of your car after an accident. My sister got in a car accident yesterday, so I'm considering recommending that she hire an automobile appraiser. I'm going to search for a reputable provider of automobile appraisal services in the area to recommend.
1/28/2021 09:23:29 am
very informative blog thanks
1/30/2021 12:31:14 am
Thanks for the blog, Many people don't know how to file claims after a car accident. Your blog will definitely help them
3/10/2021 06:47:15 am
I'm glad you talked about what an appraisal is and how it helps you document a vehicle accident. I think it's important to know what to do after a car or truck accident. We often are in shock and don't know how to proceed, so I think you are doing a great job by explaining it. Thanks for the information about how an appraiser's job is to inspect and the damage done to a vehicle after an accident.
10/7/2021 08:05:06 pm
Thanks for pointing out that we should call our insurance agent right after an accident to determine what to do next. This is helpful because I will be buying a new Toyota car next month. With this, I will also look for a reliable agent on Monday who can provide auto insurance that can cover medical bills in case of an accident.
8/24/2022 06:07:35 am
I want to make sure that I'll be financially sound if I'm in a car accident. It makes sense that I would want to get the right insurance plan for me. That way I can get the correct coverage for this.
10/5/2022 12:16:46 pm
It's good to know that you should document what happened to the police department. I'm hoping that I can hire a lawyer for my personal injury case. I was injured in a car accident last week, and my medical bills are already thousands of dollars.
1/24/2023 08:59:13 pm
This post is written by an insurance company and it covers what happens after a car accident and how appraisers work with you. The post does a good job of breaking down the process of working with an appraiser after a car accident. It explains the different types of appraisers that may be involved and what their role is. It also provides information on what to expect during the appraisal process and what factors are considered.
3/30/2023 02:33:27 am
After a car accident, getting your vehicle repaired or replaced can be confusing. Working with an appraiser can help you understand the process and get the best outcome for your situation. An appraiser will assess the extent of the damage to your vehicle and determine the value of the repairs. If the damage is too extensive and the cost of repairs is too high, they will advise you to replace your vehicle. They will also help you negotiate with your insurance company to ensure you get the best settlement. The appraiser will review your policy and the repair estimates and help you ensure you are getting a fair amount of compensation.
Leave a Reply.