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Bill Quickel's - Insurance Plus Agencies Inc. Blog

How to Improve Parking Lot Safety to Minimize Damage to Your Vehicle

2/15/2019

6 Comments

 
Picture
​You visit a location, park your car, and go in. Do you think twice about the area or whether your car is safe? In some situations, parking lots can create a significant risk for a vehicle. No one is around. If an accident occurs, you may face damages you have to pay out of your pocket. Or, perhaps, you may have to file an auto insurance claim. To avoid this, choose the right parking lot and be sure to park safely. How do you do that?
Where You Park Matters
Parking lots can be dangerous areas. People are walking, cars are zipping around corners, and your vehicle lacks protection.

If an accident occurs in a parking lot, the driver of the other vehicle has the responsibility to try to find you. They may be able to file a report with the police. Sometimes, they leave a note.

Yet, in other cases, this does not happen. The other driver simply leaves. Without cameras or witnesses, you end up having to pay for the losses of this hit-and-run. You do not want to face this if you can avoid it. For that reason, consider these tips.

#1: Park away from others if you can
It’s best to park at a distance from walkways or the entrance to the building. This is inconvenient for many people.

Yet, parking at a distance means fewer cars around you. This may help to reduce some risk of accidents. If you have a larger-than-normal vehicle, make a point to park away from the crowds.

#2: Don’t squeeze in
Your auto insurance is not likely to cover damage from the dings from shopping carts or similar events. In other words, if the space is too tight, you are likely to have some damage to your vehicle. To avoid this, choose an open space. This is best even if you have to walk a bit to get to it.

#3: Park under lights
Whenever possible, position your vehicle under security lights. This is important to do at night. Vehicle break-ins can occur for many reasons. Yet, thieves are always more likely to strike an easy target. By parking under the lights, your vehicle might have more protection.

Do you have car insurance for such parking lot claims? This depends on the type of auto insurance you have. Be sure to talk to your agent about your coverage. If you need to file a claim, they can help you do so. Keep in mind the importance of choosing a plan that offers both collision and comprehensive insurance.
Post by: ITC
Take Action
6 Comments
Adam Golightly link
4/23/2020 02:32:29 pm

I can see how it could be really useful for a business to make sure that their parking is safer for employees and customers. Getting some help from a professional to pave their parking lot could be really useful for them. It was interesting to learn about how there should be a lot of lighting because they will be more protected.

Reply
Rebecca Gardner link
5/1/2020 10:22:47 am

It made sense when you said that choosing an open space that's not too tight is a good way to avoid accidental damage to our vehicle. In my opinion, it would also be helpful to work with a line marking service on a regular basis to make sure the boundaries of the parking stalls are clearly definite and visible. It was interesting to read your article and learn more about parking lot safety, so I'm glad you took the time to share!

Reply
Super Visa Insurance Alberta link
8/12/2020 09:48:16 pm

The harms included inside this administration are mellow scratches, scratches acquired from a knock and don't require body works, welding, or extra part changes. Same day fix may quickly dispense with the scratches in your vehicle around the same time.

Reply
Eileen Benson link
8/26/2020 09:08:00 am

Thanks for explaining that it's best to avoid parking spaces that are too tight since they can end up resulting in damage to our car. Along those same lines, it would be smart for business owners to invest in a snowplow so they can make sure there are plenty of clear, easy-to-access parking spaces available to their employees and customers. Parking lot safety is something people often forget to think about, so I appreciate you sharing these helpful tips about it here!

Reply
Daphne Gilpin link
8/27/2020 09:55:46 am

It stood out to me when you explained that it's hard to get compensation for accidents in parking lots if there were no cameras or witness there to observe it. Now that I think about it, it could be helpful to take note of security cameras when using a parking lot so you can pick a space with good coverage. It's also important for business owners to take responsibility and make sure their parking lot has a suitable security camera system to protect their employees and customers!

Reply
Amy Winters link
12/17/2020 10:27:56 am

Thanks for explaining that it does matter where we park. Additionally, parking lot owners should do their part by working with a paving contractor to keep it in good shape. This will make sure there are more safe places for customers to park.

Reply



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