Contact Us: ​(740) 992-6677
Bill Quickel's - Insurance Plus Agencies Inc. | Better Coverage - Better Price
  • Home
  • Make a Payment
  • Get Quote
    • Flood Insurance Quote
    • Auto Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Farm Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Life Insurance
    • Classic Car Insurance Quote
    • Motorcycle Quote
    • RV Insurance Quote
    • Business Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Contractors Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
    • Medicare Quote
    • Travel Insurance Quote
    • Wedding Insurance Quote
    • Other Quotes >
      • Church Insurance Quote
      • Boat Insurance Quote
      • Event Insurance Quote
      • Umbrella Insurance Quote
  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Specialty Coverages
    • Customer Service
  • Insurance
    • Flood Insurance Quote
    • Auto Insurance
    • Homeowners >
      • Home Insurance
      • Renters Insurance
      • Flood Insurance
      • Farm Insurance
      • Landlords Insurance
    • Life Insurance
    • Classic Car Insurance
    • Motorcycle Insurance
    • Roadside Assistance
    • RV Insurance
    • Business & Commercial >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Workers Compensation
    • Contractors Insurance
    • Medicare
    • Travel Insurance >
      • International Travel
    • Wedding Insurance
    • Short-Term Liability Insurance
    • Other >
      • Church Insurance
      • Boat Insurance
      • Event Insurance
      • Umbrella Insurance
  • Resources
    • Recipe of the Month >
      • Recipes
    • Community Calendar
    • Calculators
    • Insurance Videos
    • Document Library
    • Quick Links
    • Frequently Asked Questions
    • ODNR Watercraft Registrations
    • Check To Protect - Recalls
    • Vehicle History - VIN Check
  • Blog
  • About
    • Staff Directory
    • Client Testimonials
    • Referral Program
    • Refer a Friend
    • Jobs
    • Privacy Policy
    • Accessibility Statement
  • Contact
  • Home
  • Make a Payment
  • Get Quote
    • Flood Insurance Quote
    • Auto Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Farm Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Life Insurance
    • Classic Car Insurance Quote
    • Motorcycle Quote
    • RV Insurance Quote
    • Business Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Contractors Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
    • Medicare Quote
    • Travel Insurance Quote
    • Wedding Insurance Quote
    • Other Quotes >
      • Church Insurance Quote
      • Boat Insurance Quote
      • Event Insurance Quote
      • Umbrella Insurance Quote
  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Specialty Coverages
    • Customer Service
  • Insurance
    • Flood Insurance Quote
    • Auto Insurance
    • Homeowners >
      • Home Insurance
      • Renters Insurance
      • Flood Insurance
      • Farm Insurance
      • Landlords Insurance
    • Life Insurance
    • Classic Car Insurance
    • Motorcycle Insurance
    • Roadside Assistance
    • RV Insurance
    • Business & Commercial >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Workers Compensation
    • Contractors Insurance
    • Medicare
    • Travel Insurance >
      • International Travel
    • Wedding Insurance
    • Short-Term Liability Insurance
    • Other >
      • Church Insurance
      • Boat Insurance
      • Event Insurance
      • Umbrella Insurance
  • Resources
    • Recipe of the Month >
      • Recipes
    • Community Calendar
    • Calculators
    • Insurance Videos
    • Document Library
    • Quick Links
    • Frequently Asked Questions
    • ODNR Watercraft Registrations
    • Check To Protect - Recalls
    • Vehicle History - VIN Check
  • Blog
  • About
    • Staff Directory
    • Client Testimonials
    • Referral Program
    • Refer a Friend
    • Jobs
    • Privacy Policy
    • Accessibility Statement
  • Contact

Bill Quickel's - Insurance Plus Agencies Inc. Blog

Student Car Insurance Explained

7/30/2019

1 Comment

 
Picture
​The term student car insurance is not about a specific type of insurance. Rather, it is about how car insurance works for students who are either new drivers or those who are going away to college. Sometimes, these drivers qualify for lower insurance rates, but they also have higher risks. If you are a student, there are a few key things to know about coverage. What type of coverage do you need?
Younger Students – When You Are Under the Age of 18
If you are younger, under the age of 18, you are a higher risk driver. That is because you have less experience. Historic data shows that teens between the ages of 16 and 18 are more likely to be in accidents than those who are older. Inexperience is the main reason for this. This can cause your car insurance rates to be higher than what you may pay in the future.

However, students in this age group may qualify for discounts on their auto insurance. Often, a company will offer a discount to you if you maintain a good grade point average.

The insurer sets the limits here. For example, if you maintain a 3.0 or higher, some insurers will offer a lower rate to you. Keep in mind that they will require proof that you are a good student. This discount is due to the fact that responsible students tend to be in fewer accidents.

College Students – Those Between 18 and 25
If you fall into this group of students, your auto insurance goals may be a bit different. Here, you first need to consider the type of insurance you need.

If you go away to college, for example, and do not take your car with you, you may qualify for a much lower-cost policy because you are not using your car for so much of the year. If you store your car (and no one else will drive it), this might lead to a savings opportunity. Talk to your agent about qualifications.

Student discounts may still apply. At this age, car insurance is a bit more expensive than it will be in your thirties, but most people will see rates improve once they turn 20 or 21. How much you save depends on various factors, like if you have no accident history.

Student car insurance fits your needs. It is important to work with your auto insurance provider to get the right coverage for your vehicle and your risk level.
Blog Post by: ITC
Get Quote
1 Comment
students insurance link
12/12/2022 07:04:24 am

Great share! This post is very useful.

Reply



Leave a Reply.

    Get Quote

    Contact Us

    (740) 992-6677​
    114 Court Street
    Pomeroy, OH 45769​
    Click Here to Email Us

    Categories

    All
    ATV Insurance
    Auto Insurance
    Boat Insurance
    Business Insurance
    FAQs
    Financial
    Health Insurance
    Home Insurance
    Insurance
    Life Insurance
    Local
    Safety
    Travel Insurance

    Archives

    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    September 2018

    RSS Feed

    View my profile on LinkedIn
Bill Quickel's Insurance Plus Agencies Logo
Better Coverage - Better Price
Ohio & West Virginia

Insurance Lines
Get A Quote
Auto Insurance
Home Insurance
Travel Insurance
Life Insurance
Business Insurance
Contractors Insurance
Resources
File A Claim
Make A Payment
Specialty Coverages
Auto & Home Rater

Our Blog
Community Calendar
Insurance Videos
​Jobs
Connect 
740-992-6677
114 Court Street
​Pomeroy, OH 45769

Email Us
Staff Directory 


Agency Hours
Weekdays:
9:00am - 5:00pm
​© 2021 Bill Quickel’s – Insurance Plus Agencies Inc.
Agent Login
​Website by InsuranceSplash