Bill Quickel's - Insurance Plus Agencies Inc. Blog |
 When a fire, storm, or act of vandalism damages your home, you want to get it fixed as soon as possible. Home insurance may provide you with the financial means to pay for these types of repairs. However, you shouldn’t rush into choosing a contractor for the job. Doing so could cause you financial loss in the long term. Instead, follow these tips for choosing a contractor to help you with the process. Who You Hire Matters Before looking into how to choose a contractor, consider what could go wrong. If you hire a contractor that lacks insurance coverage for its employees, and an accident occurs, you could be on the line for those injuries. More so, your home insurance company is not going to pay out more than once for the work. In other words, you need a team capable of doing an excellent job the first time, every time. How do you know who to hire, then? #1: Insured Professionals Are Essential Your insurance agent may require you to verify the insurance coverage for the individual before hiring them. As noted, if you hire a contractor without insurance, and he or she suffers a loss on your property, they could file a liability claim against your home’s policy. That only increases your potential costs. Be sure to verify this by seeing the company’s documentation. #2: Licensed in Your Community There are two things to verify here. First, if you are hiring a professional to handle the plumbing or electrical work, they must have a certification by industry standards. If you are hiring a building contractor or anyone handling structural work, they also need a certification. Also, ensure the company has a license in your community to provide service. It’s not uncommon for an area to see an influx of out-of-state and unlicensed professionals providing service in a community after a natural disaster occurs. Always hire a local company. They will know how to meet all local standards. #3: Sign a Contract with a Guarantee Any time you have a professional provide you with work, you need to be sure they can offer quality work. They should provide a warranty for any parts and materials. Those should come from the manufacturer. They should also offer a guarantee on the workmanship. Sign a contract documenting this. You can also verify the company’s reputation online. Talk to neighbors, too. Your home insurance agent can often offer recommendations for contractors they trust. This may be the best way to ensure you get a pro you can depend on. Post by: ITC
18 Comments
6/12/2020 04:17:11 am
Excellent explanation. Anyone can easily comprehend since it’s simple & focused. Keep up the great work! 7/9/2020 05:32:18 am
Thanks, what an informative post! Everything we need to know are found in this article. We hope you keep posting quality articles. 1/20/2021 06:42:24 pm
You made a good point when you shared that it is important to choose a building contractor who is licensed and certified to provide the service. My friend just mentioned the other day that her kitchen area was totally damaged after a fire incident that occurred a few weeks ago when her son played with the stove while she was sleeping. I will suggest to her looking for a reliable contractor who is licensed and certified to help fix the area. 3/15/2021 08:36:08 am
You make an excellent point that when choosing a contractor for a water well pump installation, it is important for us to choose a contractor with a guarantor. It makes sense for us to have a guarantor as it protects us from any liability. Assuming that I am looking for a contractor to have my water well pumps replaced, I will definitely remember to look for a guarantor. 3/30/2021 11:05:39 am
My aunt has been thinking about getting a contractor to help her renovate her home. She would really like to get some help from a professional in order to be more effective. It was interesting to learn about how she hires will matter because they can make sure that nothing will go wrong. 4/1/2021 03:38:50 pm
Thanks for reminding me to check if whoever I hire for electrical work has a certification. It is the industry standard so they should have one. If they don't then that tells me I can't trust them. 4/1/2021 04:48:43 pm
I do agree that it is important for us to hire the right contractor when we are looking to get our construction job done. My wife and I are thinking of building a barn. After reading your post, I will definitely look at their qualifications before hiring them. 4/2/2021 09:44:17 am
These are some great information that you have shared here three tips for choosing the rght contractor after a disaster. I really loved it and thank you very much for sharing this with us. You have a great visualization and you have really presented this content in a really good manner. 4/3/2021 05:35:23 am
I loved your blog and thanks for publishing this about three tips for choosing the right contractor after a disaster!! I am really happy to come across this exceptionally well written content. Thanks for sharing and look for more in future!! Keep doing this inspirational work and share with us. 4/3/2021 10:01:54 am
I loved your blog and thanks for publishing this content about three tips for choosing the right contractor after a disaster!! I am really happy to come across this exceptionally well written content. I like how you have researched and presented these exact points so clearly. Thanks for sharing and look for more in future!! 4/7/2021 02:28:36 am
This is a brilliant post, thank you for sharing these great tips. I think you are right with three tips for choosing the right contractor after a disaster. I am sure many people will come to read this in future. One must check this https://www.lehmannbuilding.co.nz/ it gives us more info on this topic. 4/12/2021 08:16:26 am
My home got pretty damaged after a storm, so I want to make sure that it gets fixed up right. It makes sense that I would want to find a good contractor to help me out with this! I'll be sure to find a contractor that is properly licensed and insured for this kind of work. 6/3/2021 10:10:19 pm
I agree that when choosing a contractor, it is important for us to consider the license. It makes sense as surely they are aware of the law and regulations of the construction. I will keep this information in mind for future references. 6/9/2021 01:21:46 pm
It's great that you talked about hiring a contractor with the right certifications and insurance. Recently, there was a huge storm, and my sister's house suffered from it. My sister needs to do some major repairs, and I think this article will help her find a professional's help. Thanks for the advice on contractors and how to find a reliable one. 6/24/2021 07:52:56 pm
I appreciate that this post shared that it is important we choose right contractor. In doing so, all our work will be done properly. I will be more mindful in choosing a contractor. Thanks for pointing out that we need to hire a home contractor that has insurance coverage. As you said, this will protect both you and the worker when unforeseen accidents would happen. I would definitely follow your advice now that I want the house to be custom-built. after it has been damaged due to the disaster last month. 9/29/2021 03:56:37 pm
I like your insurance tips. I need to swap my policies. I want to opt for new riders. Leave a Reply. |
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